Long Term Care
Fixed & Index Annuities
Group & Business
Long Term Care
Life Insurance is the foundation of Financial Planning. It must be acquired when you don’t need it, so you will have it when you do need it. If your family or business is dependent on your income, you need life insurance to protect them. Failure to plan for an unexpected death will spell disaster for these left behind.
Long Term Care Insurance
Long Term Care Insurance is an insurance product that provides monthly benefits to pay for care in the event the individual can no longer physically or mentally care for themselves for an extended period of time.
Benefit of Long Term Care
The monthly benefit from the policy protects financial assets, and relieves family members of the enormous responsibility that can come from providing care to the elderly. There are many variations of this product that can address this type of risk. Two out of tree people will require LTC needs at some point in their lives.
It’s important to be prepared.
Group Insurance: 5 or more employees
If you are looking to recruit and retain good employees, having group insurance programs are essential. The success of any business depends on the caliber of its people. In the competition for quality personnel, an employer with a good insurance program has a significant advantage over one that does not.
A wide array of Medicare Supplements, Medicare Advantage & Prescription Plans to ensure that you are properly covered beyond Medicare Parts A & B.